LOGAN — A 42-year-old Florida woman is facing felony charges accusing her of illegally withdrawing over $400,000 from a Logan bank. Kristin Cara Kunstler of Fort Lauderdale was charged Thursday in Logan’s 1st District Court with multiple felonies, including communications fraud, theft by deception, and money laundering.
According to charging documents, the incident occurred in May of 2024. Investigators allege Kunstler entered a Mountain America Credit Union branch in Logan and, using a fake driver’s license, obtained a cashier’s check for $438,000. This substantial sum was reportedly taken from another woman’s home equity line of credit. Kunstler allegedly presented the bank teller with identification that had the victim’s name and birth date, but included the victim’s husband’s Arizona identification number.
The scheme came to light in August when the victim’s husband was notified by the bank about an outstanding payment due. Detectives then launched an investigation, tracing some of the stolen funds to a bank account in Houston.
Kunstler was ultimately identified as the suspect in the Logan theft after Utah law enforcement was alerted to a similar string of crimes she allegedly committed in Texas earlier that same month. An arrest warrant indicates that a detective investigating the Utah case spoke with police in Longview, Texas, and discovered that the suspect in both cases not only matched in description but also appeared to be wearing the exact same clothing in surveillance video taken just days apart.
Further investigation into Kunstler’s criminal history revealed convictions in two cases in Minnesota, with a similar modus operandi to the alleged crimes in Utah and Texas. Kunstler has also served time in a Florida jail for similar fraud convictions, indicating a pattern of alleged financial deception across multiple states.
Individuals arrested and charged in complaints are presumed innocent unless or until proven guilty beyond a reasonable doubt in court.